If the debt is unsecured and the creditor has gotten a court judgment, the creditor may be able to take the debtor's nonexempt property. If you get a judgment against you in Texas, contact your creditor before assets are seized or liens filed.If you own a house or land in Texas, a creditor who sues you for debt and wins can place a "judgment lien" on your real property. Before you pursue this remedy, you should determine whether the debtor has non-exempt property. For those who were ordered to pay in a money judgment, check out our Debt Collection research guide for resources on your rights as a debtor. Customer: i have a judgement against me and there is a lien on my Texas homesteaded house. Can I sell the house and buy another house to live. In Texas, you can attach a property lien to a debtor's real estate to collect a court judgment.