This page explains what a residential foreclosure is, the steps involved in the process, and where to get help. Obtain an Abstract of Judgment or a certified copy of the judgment itself from the clerk of the court that entered the judgment.Learn about the Utah foreclosure process, including preforeclosure steps, foreclosure procedures, and homeowner rights. Utah foreclosures typically go through a nonjudicial process. Judicial foreclosures can also happen but are uncommon. Below you will find 678 unique forms. The average form is 3 pages long, with 94 fields per page. Utah foreclosures are either "judicial" or "nonjudicial. " A judicial foreclosure is processed through the court system. The lender must file a notice of default in the county in which the property is located and with the defaulting borrower within three (3) months of the default.