Judgment liens on personal property in Florida are filed with the Florida Department of State. To perfect the lien, an association must file it in the clerk's office of the circuit court in the county or city where the HOA is located.This book continues to be the go-to reference manual for anyone seeking to enforce a judgment or lien in Virginia. A judgment may be filed in each county where the judgment creditor desires the judgment to become a lien. Ariz. Rev. Stat. A judgment is a "floating lien. " The creditor needs to "attach" this floating judgment lien to specific property of the judgment debtor. Not all states allow judgment liens on personal property, so be sure to check the laws that apply in your area before filing a lien. A lien is an option seeing he is a coowner of a house. What do I need to do to file a judgment lien? This requires a lawsuit involving the property owner, all mortgage holders, all judgment lien holders and anyone else with an interest in the property.