A judgment lien arises when a court rules you owe a debt, allowing the creditor to claim your nonexempt property until the debt is paid. Find more information about outstanding liens (mechanics liens) and judgments.Contact the Clerk of Court's office in the courthouse at 919-792-4200. 1) You will no longer have to make payments on the debt unless you get new property or the property you have increases in value beyond the exemption amount. If you're facing a default judgment, an attorney may be able to help you explore your options. You can check a box and fill in the information on the line next to the box. The creditor's attorney records that judgment and can start seizing your non-exempt assets. Don't get caught with your head in the sand. Upon service, the judgment debtor has the right to file a MOTION TO CLAIM EXEMPT PROPERTY. If the exemptions apply to you and your personal property, there is nothing the judgment creditor can legally take from you.