This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
Liens are a matter of public record, so it's simple to find out if there's one on your property, or on anyone else's property for that matter. In most states, you can typically conduct a property lien search by address with the county recorder, clerk, or assessor's office online.
Interested members of the public can conduct judgement lien searches in North Carolina by querying the Clerk of Court office of any county where a debtor owns property. Queries can be made in person at the courthouse. Alternatively, inquirers can contact clerks by phone.
Common notification methods include sending multiple unpaid bills in the mail but these bills can be lost or not reach the appropriate person before a lien is placed. They can also arrive when the previous homeowner was at the property but cease by the time a new homeowner moves in.
Civil liens and cases filed in the Clerk of Superior Court Office can be investigated on computer terminals currently located at the Wake County Register of Deeds Office or on the 11th and 12th floor of the Wake County Courthouse: Civil Division (11th Floor of the Wake County Courthouse)
Creditors should make all possible attempts to notify property owners of liens placed on their property but some liens can still go unnoticed so homeowners must take steps to protect themselves.
For example, a mortgage has priority over a judgment lien if the lender records it before the judgment creditor records its lien.
North Carolina Lien Deadlines General Contractors: Issue the preliminary Notice to Lien Agent within 15 days from the first provision of labor or materials. The Mechanics Lien must be served no longer than 120 days after the last provision of labor or materials and enforced within 180 days of this date.
Often, judgment liens are recorded after other types of liens, like mortgages, and are lower in priority.
Creditors typically acquire property liens through your voluntary consent. On the other hand, creditors get judgment liens after winning a lawsuit against you for a debt you owe.
In North Carolina, a lien claimant has 120 days from the date of last furnishing to complete these 3 steps: Fill out a mechanics lien form that meets NC requirements. File the lien with the county recorder's office. Serve a copy of the lien on the property owner.