This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
It is possible to stop a wage garnishment order by attacking the underlying court order (such as by filing a motion to vacate the judgment), petitioning the court, or seeking an exemption.
What Is the Washington Wage Garnishment Process? The garnishment process often starts after a creditor gets a judgment in court against a debtor. If a creditor gets a judgment against you, your employer will get a notice. The notice tells your employer they must withhold a specific amount of your wages.
When a person owes a debt and is in collections, the creditor may go to court to get a judgment against that person. That judgment can then be used to garnish the person's bank account.
These amounts only apply to wage garnishments and are irrelevant for ongoing (as opposed to delinquent) child support being enforced. State minimum wage - Consumer debt: Consumer debt exemptions are based on either 80% of disposable income or 35 times the state minimum wage which is now (2024) set at $16.28.
Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less.
Depending on the type of case, judgments are usually effective for 10 years from the date of entry, and can be renewed for an additional 10 years. Specific information is found in RCW Section 4.56. 210 and RCW Section 6.17. 020.
Washington Wage Garnishment Process. To get a wage garnishment, a creditor must first go to court and get a court order and judgment. This is true for wage and bank account garnishments. This is done by filing a summons and complaint with the court and serving the debtor with the summons and complaint.
However, the fastest way to stop wage garnishment in Washington is to file for bankruptcy. If you qualify, then a bankruptcy filing will immediately put an end to a wage garnishment order for medical debt, consumer debt, and more.
When a person owes a debt and is in collections, the creditor may go to court to get a judgment against that person. That judgment can then be used to garnish the person's bank account.
The abstract of a judgment shall contain (1) the name of the party, or parties, in whose favor the judgment was rendered; (2) the name of the party, or parties, against whom the judgment was rendered; (3) the date of the rendition of the judgment; (4) the amount for which the judgment was rendered, and in the following ...