This guide has forms and instructions to file an Answer to a debt lawsuit in Texas Justice Court (also called small claims court). Express urgency and appeal to the reader to complete the payment immediately.Download our letters to get in touch with the people you owe money to. We have letters for making complaints, asking for payment holidays, and more. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Texas. Perhaps they forgot to pick up a water deposit refund, a payroll or vendor check or money from other transactions with the City of Dallas. Resolve Your Debt Today. If You Received a Call or Letter About a Debt You Owe, Let Us Help. Those who want to get caught up on the missed payments. Follow up letters with phone calls and document whom you speak to.