This paper summarizes those federal and state law governing debt collection practices. Those individuals and entities (i.e.We can help you no matter where you are in the debt collection process. Use this letter to ask a customer to pay the money that they owe you. Put your business letterhead at the top of the letter. Plaintiff alleges only that MCM mailed these letters "in connection with the collection of an alleged debt on behalf of Midland Funding and Encore. What is the point of the debt collection letter? What are the types of debt collection letters? Fill in your information on the template letter and edit it as needed to fit your situation. 3. Print and mail the letter.