For legal advice on what you should do, please call the Alameda County Bar. If you need help with the Answer or court process, please contact East Bay Community.We help low-income consumers with unlawful debt collection, predatory lending, and credit reporting. Protecting the rights of low-income consumers. Find the best collections attorney serving Alameda County. Need to write a strong Demand Letter for payment Alameda? You have 30 days to respond to a debt lawsuit in California. Welcome to Central Collections Web Pay. A demand letter is typically the first step. They will also, if they own the debt, frequently wipe out the debt (so you no longer owe it).