Northern Virginia Collections Attorneys are dedicating to providing clients with a range of legal services in Debt Collection cases. Call at (703) 865-6100.You can fill out a Grounds of Defense form and bring it with you in preparation for the court date. You are responsible for preparing all documents to be submitted in the divorce. Please DO NOT ask Court personnel for legal advice or assistance. Write a Letter: Respond to the collection agency in writing, keeping a copy for yourself. Try to work out a deal or payment plan. 5. Debt Collection Services for Business Owners. The reason the creditor dismissed the case without prejudice is so that IF you do not get a bankruptcy discharge the creditor can refile. Katie dedicates her practice to employment separation guidance, education law, and labor law, representing employers, executives, educators, and employees.