This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
The phrase in question is: “Please cease and desist all calls and contact with me, immediately.” These 11 words, when used correctly, can provide significant protection against aggressive debt collection practices.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
To stop them from contacting you, simply send a letter requesting that they cease contact, and under the Fair Debt Collection Practices Act (FDCPA), they are required to stop. You should also write to them and demand validation of the debt. Under the FDCPA, also required to provide that.
Request cease and desist: If you believe the debt is not valid or you want the debt collector to stop contacting you, send a cease and desist letter. This legally requires them to stop contacting you except for specific purposes, such as informing you of legal action they plan to take.
Ignoring or avoiding the debt collector may cause the debt collector to use other methods to try to collect the debt, including a lawsuit against you. If you are unable to come to an agreement with a debt collector, you may want to contact an attorney who can provide you with legal advice about your situation.
If you ask a debt collector to stop all contact – regardless of the communications channel – the collector must stop. Keep in mind, though, that you could still owe the debt. If you don't want a debt collector to contact you again, write a letter to the debt collector saying so.
First, write the collection agency within 30 days of receiving the first notice, informing them that you dispute the debt and why. Make sure your letter is dated, properly addressed and shows the account number shown on the notice. It is also vital that you keep a copy of all correspondence for your records.
You can email us at GDCMail@fairfaxcounty.
You really need an attorney to review the facts of your case, appear on your behalf, negotiate with the plaintiff and generally defend your legal rights.