This form is a sample letter in Word format covering the subject matter of the title of the form.
Letters Legal Collections Without Prejudice In Orange
Category:
State:
Multi-State
County:
Orange
Control #:
US-0027LTR
Format:
Word;
Rich Text
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FAQ
To stop them from contacting you, simply send a letter requesting that they cease contact, and under the Fair Debt Collection Practices Act (FDCPA), they are required to stop. You should also write to them and demand validation of the debt. Under the FDCPA, also required to provide that.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
Most states or jurisdictions have statutes of limitations between three and six years for debts, but some may be longer. This may also vary depending, for instance, on the: Type of debt. State where you live.
In most states, the statute of limitations for collecting on credit card debt is between three and 10 years, but a few states allow for longer periods, extending up to 15 years.
The phrase in question is: “Please cease and desist all calls and contact with me, immediately.” These 11 words, when used correctly, can provide significant protection against aggressive debt collection practices.
Within five days after a debt collector first contacts you, it must send you a written notice, called a "validation notice," that tells you (1) the amount it thinks you owe, (2) the name of the creditor, and (3) how to dispute the debt in writing.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
If you never get served the Court will eventually dismiss you without a motion from you. However, since service can be done by publication in a newspaper fo general circulation (if authorized by the court) you could be ``served'' and not realize it.
But what if you choose not to respond to the process server? If you don't answer the door to a process server, they will usually try to serve you again at another time.