Self-help court forms and instructions on LawHelp Interactive. This guide will show you how to respond to a debt collection lawsuit in Washington.If your case is dismissed with prejudice (that means the debt buyer cannot file again), dispute the debt with the credit agencies. Here are the basic steps: 1. Fill out an answer and appearance form. 2. Letters from attorneys on their face, without more, do not constitute suit. The letter will usually explain that they are requesting debt. A dismissal without prejudice means that they have dropped this particular case, but kept the right to sue you again. If this is your first time requesting a voluntary dismissal, your ability to refile generally remains intact, provided the dismissal is "without prejudice." You can use the statute of limitations as an affirmative defense in your case to get it dismissed without prejudice.