The first step in making an offer on a home is to decide how much you're willing to pay for the property. It's important to stay within your budget.You must obtain preapproval from a lender before submitting an offer. Here are ten tips to push your offer to the top of the pile. The bottom line is to be creative. I have 450k in cash. Speaking with the realtor, he advises I go 10k - 15k over asking and to purchase the house as is. A cash offer on a home is pretty straightforward: You find a property you want and then submit an offer to purchase it outright, without a mortgage loan. Getting my townhome ready to sell. Minor repairs, paint, etc.