(Joint Escrow Instructions). 1. Brokers are required to place any earnest money deposits they receive into a trust account at a Nevada bank., with a suggested amount of an. 10. Earnest Money Deposit: The final purchase price should include an earnest money deposit. It says that if the buyer doesn't qualify for a loan they get their earnest money back. However, the arrangement also contemplates situations where a buyer might legally retract their offer without losing their earnest money. An earnest money agreement is a legal document that outlines the terms between two parties, typically for the purchase and sale of real estate.