The zero-interest deferred loan provides funding for low-to-moderate income homebuyers towards down payment and closing costs for their primary residence. Enter your current home address in the box to pull up a property folio.All applicants must complete an application, including submission of all supporting documents required and pay the application fee. Yes, prospective homeowners must contribute a minimum of two (2) percent of the value of the purchased property as down payment at the time of closing. To qualify, the home must be in MiamiDade County and be your main place of residence. Locally, the program is known as the Miami-Dade Housing Choice Voucher (MDHCV) program. What will I have to do as a voucher holder in the HCV Program? Multifamily housing located in Miami-Dade County.