Our programs provide customized loan options with or without down payment assistance. Down payment assistance programs help homebuyers reduce the amount they need to save for a down payment.Know who you are dealing with: Get their first and last names. Verify they are the property owner(s). There are no separate applications to fill out or submit to the Nevada Rural Housing. You can find an approved lender in your area here. Not a first-time homebuyer? Tenants can break a lease early in exchange for a penalty fee if the landlord includes an 'Early Termination Clause' in the lease. Keep the rental property in a habitable condition that complies with local security and housing clauses. Homeownership Get In the Game Too many renters sideline themselves before they're even in the homebuying game – put me in, coach!