To qualify for the Philly First Home Program, you must complete a Cityfunded home ownership counseling program. These agencies offer housingrelated services.Call or visit each agency's website to learn more about their services and eligibility. Buy a rental property with no money! Explore creative financing solutions like partnerships, seller financing, and hard money lending! ERAP funds can be used to pay for arrearages in a previous apartment. Lease the apartments of your dreams in one of Philadelphia's most happening neighborhoods. The following organizations may have rental assistance to help with back rent or a security deposit. Please check with the organization directly. Moving in: When you move into your apartment or house, your landlord should have a rental license.