Empower Homebuyers is a down payment assistance loan for first-time homebuyers in Santa Clara County. Are you a first-time homebuyer?Empower Homebuyers is a loan for first-time homebuyers to help them with the down payment of their home purchase. Housing Trust Silicon Valley. This loan features flexible qualifying criteria and options with no down payment. Available in select areas for a new home purchase or purchase with renovation. The CalHome Program provides grants to local public agencies and nonprofit corporations for first-time homebuyer and housing rehabilitation assistance. In the Santa Clara area, there are so many new apartment complexes being built or recently built (just on el camino alone). Leasing a car has never been easier. Just find the right vehicle on our website, fill out the application form, receive approval and schedule a home delivery.