If you are injured in a motor vehicle accident, file a written notice of claim with the No-Fault insurer that identify the injured person(s). Get the compensation you deserve!Usually such agreements are not filed. A Free Guide for Handling Auto Accident Insurance Claims on Your Own. Don't let the title of this guide fool you. The ticket is for failing to maintain my lane. I hit a guard rail and totaled my car, but no other vehicles were involved. If there was no auto policy in the household, you should file a claim with the Motor Vehicle Accident Indemnification Corporation (MVAIC). Crafting an effective car accident settlement letter is crucial for your claim. A car accident settlement letter is a formal written communication aimed at resolving a dispute amicably before proceeding to litigation.