The main goal of settlement demand letters is to outline what happened and request (demand) payment for your injury. Settlement demand letters are used in most personal injury cases to begin settlement negotiations.Simply do an online search for the company name and the words "lawsuit" or "settlement. " Look up the law firm, make sure it's legitimate. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Find out whether your creditor must accept less than what you owe if you write "paid in full" on your check. You will need to sign a release which actually lists the amount of money to be paid. Ask your mortgage lender to accept a full and final settlement offer of payment (sole name). This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Claim Must Be Made Under Oath To begin an action in the Small Claims Court, the plaintiff, or claimant, must make a statement of the claim under oath.