Sometimes, one party does not do what was agreed to in the Settlement. Please include in your letter or e-mail, your name, address, e-mail address and phone number so that we may properly respond to your inquiry in writing.Once a complaint has received a probable cause determination, the parties may only enter into a settlement agreement with the consent of the Division. Use this letter to help you negotiate a full and final settlement offer with your lender. The written confirmation of the debt payment schedule or settlement agreement with a consumer that a debt collection agency is required to furnish. Both parties must then complete all required paperwork within 30 or 60 days. A notice of claim must be filed in writing. What if I do not owe the debt? To dispute a debt, you must write a letter to the debt-collection agency within 30 days of their initial contact with you. Instructions: Fill out each section of this form and sign where indicated.