Use this letter to help you negotiate a full and final settlement offer with a creditor. Use this letter to help you negotiate a full and final settlement offer with your lender.Include your name, address, and the date you sent the letter. The court can provide a form to write the settlement, or you can make your own. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Your debt settlement proposal letter must be formal and clearly state your intentions and what you expect from your creditors. Examples of improper. 4. I trust that we can resolve this matter amicably and avoid any further legal actions. Gov website belongs to an official New York State government organization. Intheblanks form authorizing a filing agent to efile documents on behalf of an individual attorney.