In the letter, the first line, tell them exactly what you want. You're writing this letter because the defendant owes you money and you want payment in 10 days.You must complete this form and bring it and all supporting evidence to your Mandatory Settlement Conference. Your debt settlement proposal letter must be formal and clearly state your intentions and what you expect from your creditors. This program will help you write a letter that formally requests the money you are owed. This is called a Demand Letter. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. What to include in the Riverside demand letter? I am writing about the money which you are claiming I owe on the above account. I can confirm that I am unable to offer to pay in full what I owe.