Every mortgage lender or mortgage broker shall make the following disclosures in writing to applicants for residential mortgage loans. This Statement is intended to make it easier for Seller to fulfill Seller's legal duty to disclose hidden defects in the Property of which Seller is aware.Under Georgia law, an acknowledgment or determination of paternity establishes the biological condition of being a father. Georgia home sellers don't legally have to fill out an actual disclosure form, but doing so can help avoid legal liability for fraud. What happens if a seller lies? Using a disclosure statement is a good way to do this. For purposes of this Rule, the term certified copy means a copy of a vital record printed on colored stock and bearing the raised seal of the State Registrar. All capitalized terms not defined herein shall have the meaning ascribed thereto in the Policy. Local disclosure statements be in the following format: LOCAL OPTION. These details describe the facts the Notary is certifying in the particular notarization.