JTWROS and the Homestead Exemption are two different things. In Florida, JTWROS means that the full title to property goes to the owner that survives.Any person can voluntarily transfer an interest in joint tenants with right of survivorship without the prior consent of the other joint owner. Section 12D-7.012 - Homestead Exemptions - Joint Ownership (1) No residential unit shall be entitled to more than one homestead tax exemption. The Taxable value is the Capped Assessment after exemptions (Homestead, etc.) are applied to it. D as joint tenants with the right of survivorship and not as tenants in common. Institutional Medicaid. • Home and Community-Based Waivers (HCBWLTC), including: o Community Integration Program I (CIP 1A and CIP 1B).