Explore the Arizona Homestead Act with Gottlieb Law: Key protections, eligibility, and how it affects divorce and bankruptcy. The exemption is applied to the real estate first, then to a mobile home or an automobile.What Are The Qualifications? In other words, a resident cannot claim the homestead exemption to protect against the foreclosure of a mortgage, a materialmen's lien or a government tax lien. The Arizona homestead exemption is automatic you don't have to file a homestead declaration to claim the homestead exemption in bankruptcy. The Department recognizes three categories of property tax exemption: General. Restricted, and Individual. Delbert Evans has been in the title industry for 20 years. No, the homestead exemption in Arizona is only available for your primary residence. Property Tax in Maricopa County.