The Poor Debtor's exemption automatically protects the following property. Under the current law, the Homestead Deed must be filed within five days of the conclusion of the meeting of creditors in a bankruptcy case.How to fill out the Homestead and Other Exemptions in Virginia? 1. Read the instructions thoroughly. 2. Fairfax County provides real estate tax relief and car tax relief to citizens who are either 65 or older, or permanently and totally disabled. The exemption is granted to eligible applicants on an annual basis. An applicant must reapply for eligibility no later than May 15 of each taxable year. Loudoun County offers tax relief for residents who are 65 or older or permanently and totally disabled. I don't understand how Virginia's homestead exemption works. All require that the property be used as primary residence and that the applicant be 65 or older.