"Householder" means any resident of Virginia. If you claim an exemption, you should (i) fill out the claim for exemption form and (ii) deliver or mail the form to the clerk's office of this court.The Virginia homestead exemption allows you to protect a small amount of equity in your home if you file for bankruptcy. This manual is intended to assist persons who are involved in the administration of a decedent's estate in Virginia. FILL OUT AND SUBMIT FORM ONLINE: Online Real Estate Application for Elderly and Disabled. The dwelling on the property for which exemption is claimed must be occupied as the sole dwelling of the person or persons claiming exemption. The Virginia Constitution generally requires that all property shall be taxed, but state law does provide certain exemptions. Exemptions are not prorated during the current year except in the case of governmental or religious use. Applicants must sign oath stating that they do not receive a similar exemption in another state or county. To qualify, you must own and reside in the home as of date of application and cannot claim a homestead exemption on any other property.