To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. These forms helpful when handling the estate of a deceased person.If you have questions, consult with an attorney. The bank will not allow you to close it unless you have a letter of authorization from the probate court. These forms will be useful when filing required documents related to estates of deceased or incapacitated persons. To close a bank account after death, you must completely liquidate its funds. The letters cite reasons for closure such as relocating, no longer needing the account, job changes, and death of an account holder. You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder.