Teens 16 and older³ can open Youth Checking Accounts. Teens and young adults 14-20 can open the account online.The best teen checking accounts come from Alliant Credit Union, Capital One and Navy Federal Credit Union. You also list the loss of the property and an increase in the bank account in which the proceeds were deposited. You will need your Social Security Number and, probably, some form of photo ID and a means of validating your address. Savings account for customers under 18 years of age with no monthly fee and no minimum balance requirements. The Absolutely Free Student Checking account is designed for individual MIDFLORIDA members 10-20 years old. Go to any Broward County Courthouse Location to perform a name search on a Public Access Terminal. This handbook has been designed as a helpful reference. If you're 18 or older, you can open a checking account online or in-branch without a co-signer.