One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. Notify Bank of America.We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. This page covers a few common situations where you may not need formal probate. A death claim letter format for bank is straightforward. Moreover, you just have to submit documents like a death certificate, ID proof, etc. This document provides instructions for a scam known as the "Next of Kin" or "N. To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. Next of Kin Letter is a document used to confirm who is the closes relative of the deceased that are still living. Well, as the beneficiary, you should be able to call the company and get them a death certificate to pay you out.