Most banks will have their own individual procedure for closing a bank account after the title holder of the account passes away. Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker.Sub: Request to close an account due to death. For those close to the deceased, here are some circumstances to consider, and what to do when an account holder dies. Find an operating agreement online. Fill it out for the deceased, but don't forge the name. You will need appropriate documentation in order to receive someone's death certificate. Write "deceased" and the date of death above your spouse's name. Submit a letter with your name, previous address and new address and license plate number. Bank customers get a letter in the mail saying their institution is closing all of their checking and savings accounts.