Present either of these letters to the bank along with the death certificate to close the account. If you were a person who was allowed to manage the account and who actually used the account then there would be a lot of issues.The death claim letter should be written in the formal letter format. Check the samples provided below for your reference. In the following sections, we review what a bank account beneficiary is and how to find out if you've been designated as one. This is to notify the bank that my. (Relationship with deceased). Demonstrate that you are the POD beneficiary. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts.