To open an estate bank account, the voluntary administrator must obtain an "EIN Employer Identification Number" from the IRS. The best way to avoid any issues with accessing the bank accounts of deceased family members is to have a clear and up-to-date estate plan in place.Under New York state law, you can add a POD designation to checking accounts, savings accounts, savings bonds, and certificates of deposit. We'll need a photocopy of the death certificate to verify the identity and legal residence of your loved one as well as confirm date of death. I approve the representative's ACCOUNT and consent to the fees of the representative in the amount of.