If there is no will, leave the beneficiary page blank, but sign the bottom of the form. Dying intestate means that a person has died without a will stating how his or her property (called an estate) is to be distributed.Click on the link(s) for the forms you'd like to download. You don't have to have a will to transfer your home after you die. A Transfer on Death (TOD) is a legal document that can transfer your home without a will. The bank will not allow you to close it unless you have a letter of authorization from the probate court. Have you named a beneficiary on your bank accounts? A New York estate planning attorney explains the pros and cons of payable on death designations. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts.