You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker.Call (804) 662-6200 for complete instructions. In this article, we walk you through all the steps to writing and formatting the letter, including a sample and a template. Consider sending a letter to all creditors notifying them of a possible delay in payments owed the creditors because of the death. Sub: Request to close an account due to death. How Do Bank Closure Letters Work? These forms may be filled out online and printed for filing. A copy of this form and a sample form is also included with this guide. 2. "Hidden real estate in another tov.'O.