Learn how a Florida foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners' rights under both state and federal laws. Visit the Mortgage Foreclosure Office or the Online Foreclosure Auction to review court files of the different properties offered for sale.To start a foreclosure in Florida, the foreclosing bank files a lawsuit (a "complaint") and serves it to you. This blog entry summarizes the process for mortgage foreclosures in Florida. It does not give tips or tricks for plaintiffs or defendants. In this course, you'll gain hands-on experience of the entire real property foreclosure process with step-by-step example documentation. If a property owner dies with an outstanding mortgage that is in default, the lender will likely seek to foreclose on the property. Accounting for foreclosures can be complex and requires evaluation of the individual facts and circumstances when considering the appropriate treatment. If, during the probate process, the decedent's estate fails to make the mortgage payments the bank has the legal right to foreclose on the house. Electronic filing (e-Filing) is now required for attorneys in the state of Florida per Florida Supreme Court Order SC11-399.