An Affidavit of this nature allows a bank or credit union in Florida to pay a qualified family member the funds in the decedent's bank accounts. The decedent must have died more than one year prior, and no Florida probate proceeding may be pending.Decedent was and administrator is a member of the credit union. This account may legally be maintained in an FCU, since the decedent was a member. The beneficiaries will need to complete a specific beneficiary form and mail it back. Once Ascensus receives this form, they will instruct. Begin the probate process. A beneficiary in an account having a pay-on-death designation has no right to sums on deposit during the lifetime of any party. Call our office at (850) 346-7926 or fill out our convenient online contact form. A beneficiary in an account having a pay-on-death designation has no right to sums on deposit during the lifetime of any party.