If there's a will without a named executor, the court will issue a Letter of Testamentary; if there's no will, the court will issue a Letter of Administration. An Affidavit of this nature allows a bank or credit union in Florida to pay a qualified family member the funds in the decedent's bank accounts.For bank accounts: you will need the bank name, account number and approximate value. An Affidavit of Heirs is to be used when the decedent died without a will. 2. If someone dies without a will in Florida, their bank account will be subject to the state's intestacy laws. Small estate process) generally determines when an account will be closed. Beneficiary designations permit you to transfer the ownership of assets and money directly to specific individuals upon death without court intervention. When someone dies without a will, this is known as intestacy. With these documents, an Executor can pay off debts and taxes the estate may owe, and access and close out accounts the decedent owned. Trust. Accounts with arrangements to hold the assets in a trust.