When a person dies without a will and has money in the bank of not more than. The financial institution shall pay such expenses in the order received after the death of the depositor.To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. A loved one died, and a member of the family needs to get a letter of administration. Here are all the details on how to get it in Georgia. What are the rules of inheritance? In Georgia, if you die without a will, any assets leftover after your debts are paid off will go to your living relatives. Next of kin refers to a person's closest living blood relative. It's a term often used when sorting out inheritances after a person's death. I would bring the death certificate to the bank so they know that the family member in question has died.