When a person dies without a will and has money in the bank of not more than. Get the resources you need to help navigate someone else's financial affairs.When someone dies once the bank gets copy's of the death certificate, it the accounts goes hold. They may hold the money for upto 90 days. When a person dies without a will, they are said to have died "intestate. Do you know how to find out if you are a beneficiary on a bank account? The death of someone close to you is difficult, and dealing with his or her finances can feel overwhelming. As the right of the ―next of kin‖. Title 31 of the Official Code of Georgia Annotated establishes that the decedent. We'll ask you for the person's full legal name and Social Security number to identify their accounts.