According to New York State law, the Executor, or Administrator, must open the account physically at a bank or brokerage within the state of New York. Begin the probate process.The Harris County Clerk's office is happy to help you file documents or locate records, but we cannot answer legal questions. The Harris County Delinquent Tax Sale is the monthly public auction of real estate for past due property taxes. In other cases, you will need to fill out a "Payable on Death" form. Do you have the right amount and type of life insurance? Banks and other financial institutions will often say that letters testamentary are required to access a bank account for someone who died. This manual is intended to assist persons who are involved in the administration of a decedent's estate in Virginia. Learn how to set up an estate account so that you can manage the deceased person's finances according to their wishes.