Learn everything there is to know when it comes to opening and withdrawing from an estate account in NYC. We go over when you can and cannot take out money.How to fill out the final account for an estate with no assets except a vehicle and nothing in the bank. Went to court, the whole 9 yards. If decedent's bank account is in JTWROS with another person, the account will not necessarily be frozen. If there is no real property and just other assets, heirs are generally able to go forward with a Small Estate Afiidavit. O Bank accounts name of the bank, account number, and balance in each account. This estate account is separate from your personal accounts, so there is no fear of a money mixup. Why do I need an estate account? How do you open Probate when there is no estate to Probate?