You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. Please let me know if any other documents are required for claiming the amount of deceased.Request you to kindly process the request on priority. How Do Bank Closure Letters Work? Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker. Bank accounts that are solely in your name can be held up temporarily upon your death. One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. This manual is intended to assist persons who are involved in the administration of a decedent's estate in Virginia. If you've stopped paying your creditors for unpaid debts, they will likely report your account as a charge-off after four to six months of non-payment. Write the normal letter you would to your bank manager, and add the usual things about your account details.