Below is an overview of the probate process in Minnesota District Court. In this video, we discuss an important aspect of estate planning: how to prevent your bank accounts from being frozen at the time of your death.Pensions and retirement accounts with immediate withdrawal rights for the named beneficiary; Accounts with rights of survivorship and payable upon death. With an estate account, you can't simply withdraw money. You may serve an affidavit for collection on the financial institution holding a multipleparty account in which the decedent had an interest. You may serve an affidavit of collection on the financial institution holding a multipleparty account in which the decedent had an interest. Go to the IRS website to find the EIN Assistant and enter the deceased person's legal information. Generally, local agencies make an MA estate claim when the property of a deceased person is being distributed after death. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts.