You will also need to provide a certified copy of the death certificate. Probate is necessary whenever a deceased person leaves titled assets in their name alone.To close a bank account after death, you must completely liquidate its funds. Bank accounts that are solely in your name can be held up temporarily upon your death. The first and foremost thing you must do to close a bank account upon the death of a loved one is to inform the bank of this death. In the alternative, a letter from the bank with a bank official's signature and business card attached, which states the asset amount as of the date Letters of. Here is a checklist that you may find useful at such a time. First, gather documents. Follow the bank's procedures: The bank will likely have you fill out some forms and provide the necessary documents to close the account. Without naming a POD beneficiary, your heir will need Letters Testamentary from the Surrogate's Court.