Learn how some of a deceased person's assets and debts can be distributed without going to court. This depends on whether they had the right documents.Can I obtain a letter of testamentary without a will? You have to do a probate to get letters testamentary. Not all estates require a probate, however. This article unravels the intricate process on what to do with a bank account when someone dies without a will under Texas laws. Probate is the legal process to distribute a person's property after they die. Payableondeath bank accounts allow a bank to release funds to a named beneficiary on the account holder's death without the beneficiary having to go to court. Learn How to Secure Family Access to Your Texas Bank Accounts After Death with PayOnDeath Beneficiaries and Right of Survivorship Options. No form should be completed or filed until thirty (30) days have elapsed since death.