Administration is the process where the Surrogate's Court officially gives out Letters of Administration to a qualified distributee (heir) of the Decedent. Simply put: The credit card debt becomes part of the estate as do all other debts and assets.Bank of America accounts. Visit your local financial center or contact Estate Servicing Operations to speak with our dedicated team. She has already received the money from the bank. Once the executorship is confirmed, they will have access to all of the deceased assets, including their bank accounts. Select the account type. Select. Banking Accounts (Checking, Savings or CD Accounts). What debt can be paid using an estate account? By accessing bank login information, we can accurately assess liabilities such as mortgages, loans, or credit card debts associated with the accounts.