One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. Edit, sign, and share next of kin letter online.No need to install software, just go to DocHub, and sign up instantly and for free. 1. Complete the Affadavit of Surviving Spouse or Other Next of Kin form in its entirety. To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. You should submit the original copy with your application for the Letters of Administration. The next step in the process is to list out and notify relatives. When someone dies with an unpaid debt, if the debt needs to be paid, it should be paid from any money or property they left behind according to state law. Next. Section 12: Deposits of decedents; payment. Do you have recommendations for 'letter of intent' for our bank to refinance a reverse mortgage.