You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker.Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. You should produce the concerned Bank branch the death certificate from municipal authority as proof of that persons demise. A sample form of Waiver of Account is included in this website. Complete Form MVR4A properly signing in the presence of a notary. 2.